Get $50!

Earn 50% cash back (up to $50) on every Step Visa Card purchase when you sign up with code FIFTY before June 30th.

  • no feesNo hidden or monthly fees
  • Use on Apple Pay or Google PlayGet paid up to 2 days early
  • build creditBuild a positive credit history
  • no feesSend and receive money instantly
Step app and card

Jumpstart your financial future

Step offers a free FDIC-insured bank account and Visa Card designed for teens. Your Step Card allows you to spend securely and confidently in-store or online. With the Step App, you can send and receive money instantly, track your purchases, and build better budgeting habits.

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How to get $50

  • Number 1 icon

    Download Step

    Download the Step App and create your free account.

  • Number 2 icon

    Unlock your card

    If you’re under 18, ask an adult to download the app and create their own account.

  • Number 3 icon

    Add funds

    Once an adult unlocks your account, fund your account and start spending to get $50.

Help future you live rich

Step allows teens to start building a positive credit history, even before they turn 18. Good credit can help unlock things like higher credit limits and more housing options. Making these smart choices now will help you in the long run.

Card and credit score

Terms and Conditions

Offer available only to new Step accounts. To qualify, the teen you sponsor must sign up using the referral code FIFTY. Both you and your teen must sign up and activate your accounts by June 30, 2022 to qualify. Upon signup, your teen will receive a Step Visa card that can be used for purchases. After qualification, your teen's Step account will receive 50% back on all purchases they make on their Step Visa card, up to a maximum of $50 in total rewards. Rewards will be posted within 3 days of each qualifying transaction.