Sign up now and get $50 with your first direct deposit

Use code FIFTYDD to earn $50 when you receive your first direct deposit of $100 or more on Step.

  • no feesNo hidden or monthly fees
  • build creditBuild positive credit history before you turn 18
  • Get your own Visa CardTake it anywhere with Apple Pay or Google Pay
  • no feesSend and receive money instantly
  • Expert-verified answersTerms and conditions apply

The Step Visa Card.

The Step Card is a credit card that functions like a debit card. You never have to worry about credit card debt, because you can only spend the money you have in your account. You also get all the protection of a Visa credit card.

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The Step Card

No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

Early Direct Deposit

Signing up is easy

  1. Get the app

    Download the Step App and create your account. In the app menu, type referral code FIFTYDD.

  2. Unlock your card

    If you’re under 18, ask an adult to download the app and create their own account.

  3. Get rewards

    Once your account is sponsored or verified, you can earn $50 after receiving your first direct deposit.

Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

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Build positive credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

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Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

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Terms and conditions

To qualify, you must sign up using the applicable campaign link or referral code, and receive at least one direct deposit of $100 from an employer or payroll provider within the first 45 days of opening your Step account. Rewards will be deposited into your Step Account, if open and in good standing, within 7 days of receiving your qualifying direct deposit.

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