Sign up and earn $50 when you complete a direct deposit!
Use code CDFIFTY to earn $50 when you receive your first direct deposit on Step.
No hidden or monthly fees
Take it anywhere with Apple Pay or Google Pay
Instantly send and receive money
Build positive credit history before you turn 18
Terms and conditions apply
The Step Visa Card
A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.
Earn with Step
Earn rewards through our referral program. Share your unique link or code with friends and earn $1 for each person that joins.
No monthly fees
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.
Instantly send and receive money
Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.
Adding money to your account is easy
Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.
Say goodbye to cash
Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.
Build positive credit
The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.
Direct Deposit Terms and Conditions
Offer available only to new Step accounts. To qualify, you must sign up using the applicable campaign link or referral code, and receive at least one direct deposit of $100 from an employer or payroll provider within the first 45 days of opening your Step account. Rewards will be deposited into your Step Account, if open and in good standing, within 7 days of receiving your qualifying direct deposit.
