Sign up and earn 10% cash back!

Use code CDTEN to earn 10% cash back on all purchases for 3 months (up to $500) when you join Step!

  • no feesNo hidden or monthly fees
  • Get your own Visa CardTake it anywhere with Apple Pay or Google Pay
  • Send and Receive MoneyInstantly send and receive money
  • build creditBuild positive credit history before you turn 18
  • Expert-verified answersTerms and conditions apply
Charli D'Amelio with Step Card

The Step Visa Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.

FDIC and Visa Logo

The Step Card

Earn with Step

Earn rewards through our referral program. Share your unique link or code with friends and earn $1 for each person that joins.

earn with step

Get your Step Visa Card

  1. Get the app

    Download the Step App and create your account. In the app menu, type referral code CDTEN.

  2. Record

    Record a TikTok video showcasing your passions and talents.

  3. Post

    Post your TikTok and tag @Step and include your Step $username & #StepHoliday #Contest to be entered to win!

No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

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Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

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Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

Tap & Pay logos

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Build positive credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

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Cash Back Terms and Conditions

To qualify, you must sign up for a new Step account using the campaign link or referral code. You will receive 10% cash back on all card transactions (up to $500) for the immediate 90 days after you open your account.

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