Join Janet R on Step

Step offers a no fee Visa card and bank account designed for teens. Get $5 when you sign up now.

No hidden or monthly fees
Send and receive money instantly
Build a positive credit history
Take it anywhere with Apple Pay or Google Pay

The Step Visa Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while helping you build a positive credit history.

Earn with Step

Earn rewards through our referral program. Share your unique link or code with friends and earn $1 for each person that joins.

Get your Step Visa Card

Download
Download the Step App and create your free account.
Unlock your card
If you’re under 18, ask an adult to download the app and create their own account.
Get rewards
Once your account is unlocked you can receive your $5 bonus

No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.