THEALL-IN-ONEMONEY APP

Borrow, Bank and Build Credit. Step is the all-in-one money app that helps you build credit̍ for free and get more from your paycheck with unlimited cashback on purchases. This is financial independence at your fingertips.*

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App Rating
100,000 Reviews

HOW DOES YOUR BANK STACK UP?

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No interest and no hidden fees, ever

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Build credit with the Step Visa Card'

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Up to 10% cashback on purchases ˖˖

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Get exclusive Step Black rewards

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Earn 3.00% on your savings balance ̾

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Borrow up to $250
with Step EarlyPay

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Win up to $5,000

Stephen Curry Step

Stephen Curry

4x NBA champion, CEO at Thirtyink, Step investor

“I know what a critical life skill money management is...Step helps facilitate conversations about money and makes it easy to get a taste of financial freedom with a built-in safety net and lots of teachable moments.”
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Better banking for all

With Step, your whole family can safely
build credit history, grow their savings,
and build their financial foundation at any age.