BANKING THAT BUILDS CREDIT

Step is the safe and easy way to build your credit̍ for free and get more from your paycheck with unlimited cashback on purchases. This is banking the way it should be.*

App Rating
96,000 Reviews

Step users in their 20s increase their credit score by an average of 57 points in one year. ͆

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Earn 4.00% on your savings

Your money deserves better. Get a savings rate that’s over 8x ̾ ̾ the national average with Step Black.̾

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Get up to 8% cashback

Turn your spending into saving with up to 8% cashback on every purchase and no limit on your total rewards.˖˖

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HOW DOES YOUR BANK STACK UP?

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Money

$500 in annual perks ͑

CashAdvance

Free Credit Building

PiggyBank

4.00% Savings Rate

Wallet

Cashback on Everything

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CalendarMoney

Early Paydays ̊

Reward

Payday Prizes

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Stock
Investing ˆ

RequestMoney

Win up to $5,000

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Stephen Curry

4x NBA champion, CEO at Thirtyink, Step investor

“I know what a critical life skill money management is...Step helps facilitate conversations about money and makes it easy to get a taste of financial freedom with a built-in safety net and lots of teachable moments.”
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Better banking for all

With Step, your whole family can safely
build credit history, grow their savings,
and build their financial foundation at any age.