The next generation deserves a better financial future

We believe everyone deserves access to banking that helps them become financially independent Thats why weve built a firstofitskind financial platform that empowers people under 18 and adults to build credit invest save and spend

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Being good With money doesnt come naturally

It has to be learned But most schools dont cover money skills in their curriculum and the trialanderror approach can be costly especially with traditional banks and credit card companies

These are just a few of the problems that were passionate about solving at Step


of surveyed teens are concerned about not being able to afford living on their own1


1825 year olds pay 3X as much in banking fees than older generations2


of surveyed students said they didnt have any financial literacy classes in high school3


Founded by financial industry veterans

Step was founded by financial industry veterans CJ MacDonald and Alexey Kalinichenko to provide people with financial tools they need to make smart money decisions earlier The Step team has 50 years of combined financial technology experience across companies like Affirm Google Gyft Square and Stripe

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Over 200 Million Raised from investors who believe in our mission


Championed by money saving investors

  • Step is a financial technology company not a bank Banking services provided by Evolve Bank Trust Member FDIC The Step Visa Card is issued by Evolve Bank Trust pursuant to a license from Visa USA Inc Visa is a registered trademark of Visa International Service Association
  1. httpswwwjuniorachievementorgdocuments20009206522019JATeensandPersonalFinanceSurveyExecutiveSummarypdfa4f998b8a00b4388b7f0ff58fbf79aa8
  2. httpswwwcnbccom20220104youngeramericansarepayingthreetimesinbankingfeesthanoldergenerationshtml
  3. httpswwwcnbccom2022060154percentofteensfeelunpreparedtofinancetheirfuturessurveyshowshtml

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