Evolve Bank and Trust Privacy Notice

WHAT DOES EVOLVE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

Rev. 12/22

FACTS

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions

  • payment history and account balances

  • credit history and transaction or loss history

    When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ or members’ personal information; the reasons Evolve Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Evolve Bank & Trust share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes – to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes – information about your transactions and experiences

YES

NO

For our affiliates’ everyday business purposes – information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For nonaffiliates to market to you

NO

We don’t share

Questions? Call 866-395-2754 or go to www.getevolved.com

Who we are

Who is providing this notice?

Evolve Bank & Trust

What we do

How does Evolve Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Evolve Bank & Trust collect my personal information?

We collect your personal information, for example, when you:

- open an account or provide account information

- use your credit or debit card or apply for financing

- give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

- sharing for affiliates’ everyday business purposes – information about your creditworthiness

- affiliates from using your information to market to you

- sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include companies with an Evolve name, such as Evolve Bancorp, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include insurance companies, service providers, co-branded partners, retailers, data processors, membership clubs, companies engaged in selling of consumer products and services, financial services companies, banks, and mortgage servicing companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include companies such as financial services companies and other financial institutions

Other important information

VT: Accounts with a Vermont mailing address are automatically treated as if they have limited the sharing described on page 1 and we will not share information about you with nonaffiliated third parties, except as permitted by law.

NV: If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 1-866-395-2754 or by writing to us at 6000 Poplar Ave, Suite 300, Memphis, Tennessee 38119. For more information about telemarketing practices, contact us at the address in the preceding sentence. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1–702–486–3132; email BCPINFO@ag.state.nv.us.

CA: Under California law, we will not share information we collect about you with nonaffiliated third parties, except as permitted by law. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.

Telephone Communications: If you communicate with us via telephone, we may monitor and record the call.