Privacy Policy
I. Who we are
Step Mobile, Inc. (“Step,” “we”, “our”, or “us”) is a financial services company. Our platform helps our customers use and manage their money, and provides tools to help improve financial well-being. When you use these services, you’ll share some information with us that could be used to identify you or that is associated with information that identifies you (“Personal Information”). We want to be clear about the information we collect, how we use it, and whom we share it with. This Privacy Policy applies to Personal Information that we gather or collect via our website (the “Website”) or our mobile app (the “App”) (our Website and App collectively, our “Services”). It does not apply to any Personal Information collected by third-party websites not operated by Step.
This Privacy Policy applies to information collected from users of our Services who are under the age of 18 (“U18 Users” or “Sponsees”), adult sponsors of U18 Users (“Sponsors”), and users of our App who are under the age of 13 (“U13 Users”). Additional information about our privacy practices specific to U13 Users and their Sponsors is available here. Additional privacy information for Sponsors is available here.
This Privacy Policy is incorporated into our Terms of Service.
If after reading this Privacy Policy you still have questions about anything in it, please contact us at privacy@step.com.
II. The information we collect
The Personal Information we collect includes:
Identification information you provide to us
Communication information you share when you reach out to us and use our Services
Technical information we automatically collect
Personal Information provided to us through third parties
Identification Information you provide to us
When you use our Services, we collect identification information that you choose to share with us. When you set up an account with us, we need to collect a few important details about you. For Sponsors we collect your name, address, Social Security number, a unique username you would like to use for our Services, your phone number, your email address, your date of birth, a photograph of your face, a copy of your government-issued identification, and your hand-written signature. App users can also elect to share their contacts to help them easily identify other Step users. Certain components of our Services, may require you to provide us with additional information. For example, our securities investing and direct deposit features may require you to provide us with additional information about your income and employment, and our mobile phone plan features may require you to provide us with additional information about your payment methods, devices, and cellular data and mobile phone usage..
For U18 Users, we collect the information set forth in the “Use of the Services By Children” section below.
Communication Information
When you contact customer support or communicate with us in any other way, including by voluntarily responding to questionnaires, contests, surveys or requests for market research seeking your opinion and feedback, we’ll collect whatever information you volunteer, in addition to your name and email address.
Technical Information
We collect information about which Services you’ve used and how you’ve used them. Examples of this information include:
Usage information on our Website or App (e.g., pages you visit on the Website, webpage from which you linked to our Website, duration of Website visit, App logins, features used, actions performed, and transactions conducted);
Time and date of your activities;
Your IP address;
Location Information:
When you browse the Site, we collect an estimate of your location through your IP address
When you use the App, we collect your Location Information through your device IP address, WiFi, Bluetooth, and, when you have enabled geolocation tracking, GPS coordinates (e.g. latitude/longitude) of your mobile device in order to help you locate in-network ATMs, enhance safety, and to detect and prevent fraud. If you have given the App permission to access your location, we will collect your device’s location as permitted by the settings you choose. If you want to opt out of the collection of your location information, please adjust your settings in your mobile device.
Device ID;
The kind of browser and computer you use;
Name of your internet service provider; and
Operating system version.
Personal Information Provided to Us Through Third Parties
We may collect Personal Information about you from other users, our affiliates, and third parties, as permitted by law, as follows:
Identity Verification Information. We may collect Personal Information from third party verification services, including biometric identity verification service providers, credit bureaus, financial institutions, mailing list providers, and publicly available sources to verify your identity. We may also collect information about you from third parties in connection with fraud detection process, or collection procedure, or as may otherwise be required by applicable law.
Social Media Information. We have pages and accounts on social media sites like Instagram, Facebook, Twitter, Discord, and LinkedIn (“Social Media Pages”). When you interact with our Social Media Pages, we will collect Personal Information that you elect to provide to us through those channels, such as your username and contact details. In addition, the companies that host our Social Media Pages may provide us with aggregate information and analytics regarding the use of our Social Media Pages.
Financial Information. When you link a deposit account, Step uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using the Services, you grant Step and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid End User Privacy Policy. If you choose to use our stock investing or our crypto trading services, we partner with Drivewealth to provide you with stock investment services and with Zero Hash to provide you with crypto trading services after you independently agree to their terms of service and privacy policies.
Advertising Information. We partner with Impact Tech, Inc., who may collect personal information when you interact with third-party sites from which you are linked to our Website. The collection and use of this information is subject to Impact's privacy policy: https://impact.com/privacy-policy/
III. How we use your information
Personal Information
To provide the Services: Step may use your Personal Information to fulfill requests for products, Services, or information, including information about potential or future Services, including to:
Manage individual information and accounts;
Respond to questions, comments, and other requests;
Verify your identity;
Process payments and other financial transactions;
Process applications;
Communicate with you, including via SMS messaging. For more information, see our Mobile Terms;
Perform transfers, trades, and purchases that you request;
Provide access to certain benefits, functionalities, and features of our Services; and
Allow you to register for events.
For internal business purposes: Step may use Personal Information for its internal business purposes, including to:
Measure interest in Step’s Services;
Develop new products and Services or improve existing products and Services;
Ensure internal quality control;
Communicate about individual accounts and activities on Step’s Services and systems, and, in Step’s discretion, changes to any Step policy;
Comply with regulatory requirements;
Prevent potentially prohibited or illegal activities;
Enforce our Terms of Service;
Conduct interviews, surveys, and test features
Protect the safety of any person, to address fraud, security or technical issues, or to protect the Company’s rights or property;
Comply with applicable laws, rules and regulations or court orders; and
For any other purpose for which you have given express permission or consent to Step.
For marketing purposes: Step may analyze and use Personal Information to provide you with materials about offers, products, and Services from Step that may be of interest to you. Step may provide you with these materials by phone, postal mail, email, or otherwise as permitted by applicable law. Such uses include:
To tailor content, advertisements, and offers;
To notify you about offers, products, and services that may be of interest to you;
To provide Services to you;
For other purposes disclosed at the time you provide Personal Information; and
Otherwise, with your consent.
Non-personal Information
We may also use information that does not personally identify you, including by aggregating and/or de-identifying Personal Information, in order to understand better how our visitors use the Services, research our visitors’ demographics, interests, and behavior, improve the Services, and for other similar purposes. We may share this information with others for information or promotional purposes, and may use non-personal information in any manner permitted by law. When any non-personal information is combined with other information that identifies you, it will be treated as Personal Information in accordance with this Privacy Policy.
VI. How long we keep your information
We will retain your information for as long as you use our Services or as necessary to fulfill the purpose(s) for which it was collected, provide our products and Services, resolve disputes, establish legal defenses, conduct audits, enforce our agreements, and comply with applicable laws or regulations.
External Websites
Our Services may contain links to other websites and other websites may reference or link to our Services. These websites are operated by third parties not controlled by us, and by linking to them or being linked from them Step does not endorse, approve or make any representations about third party websites or domains. We encourage you to read the privacy policies of each and every website and domain that you interact with. We are not responsible for the privacy practices or content of such other websites or domains and you visit them at your own risk.
Social Media
Our Services may contain links and interactive features with various social media platforms. If you already use these platforms, their cookies may be set on your device when using our Services. You should be aware that Personal Information which you voluntarily include and transmit online in a publicly accessible social media platform, blog, or chat room, or otherwise online, or that you share in an open forum, may be viewed and used by others without any restrictions. We have no control over such uses of your information when interacting with a social media platform, forums or otherwise online and by using such services you assume the risk that the Personal Information provided by you may be viewed and used by third parties.
Security
Step takes commercially reasonable steps to protect the data you have given us from accidental or intentional manipulation, loss, destruction or access by unauthorized persons. However, please be aware that no transmission of Personal Information over the Internet or the electronic storage of this information can be absolutely guaranteed to be free from unauthorized use or access. Before submitting any Personal Information via the Services, please keep in mind these risks and know that you do so at your own risk.
VII. Your choices
Communications Preferences
If you no longer want to receive marketing emails from us, you can use the “unsubscribe” link found at the bottom of the email to opt out of receiving future emails. You will continue to receive transaction-related emails regarding products or services you have requested.
Sharing Preferences
We may give you choices regarding the sharing of your information with affiliates and third parties. Choices you have about the sharing of your information will be described in the privacy policies or notices you receive in connection with specific Services you obtain from us. You can also change your cookie settings when you visit our Website to opt in or opt out of third-party cookies here.
Other Requests
If you wish to terminate your Step account or delete your data, you can contact us at privacy@step.com or initiate a request within our App.
VIII. Changes to this privacy policy
We may change this Privacy Policy from time to time. If we do, we will post the revised policy on this page with a new “Last Updated” date. All changes will become effective when posted unless indicated otherwise. If we make any material changes we will notify you in accordance with applicable law. We encourage you to periodically review this page for the latest information on our privacy practices.
IX. Use of the services by children
Our Website is not intended for children under the age of thirteen. Children under the age of thirteen are permitted to use our App with their parent or guardian’s consent. Where we determine that an individual attempting to set up a Step account is a U13 User, we will ask for that U13 User’s parent or guardian’s contact information in order to obtain verifiable consent before allowing that U13 User to use our Services.
What Information Does Step Collect from Children and How Is It Used?
To participate in our Services, U18 Users and their Sponsors must create an account using the App. We ask all U18 Users to provide us with the phone number of their Sponsor, so we can notify the Sponsor of the U18 User’s interest in Step, request consent for the U18 User to use our Services and provide us with their personal information, and authorize the Sponsor to oversee the U18 User’s account.
We request personal information from U18 Users that is reasonably necessary for their use of the Services, including their name, date of birth, phone number, email address, and mailing address. We also collect technical information and utilize cookies and analytics technologies when U18 Users engage with our Website. When we collect Personal Information from U18 Users, we will retain that information only as long as reasonably necessary to fulfill the purpose for which it was provided, ensure the security of our users and our Services, or as required by law.
Parents or legal guardians of U18 Users older than thirteen who are not their child’s Sponsor can contact us at privacy@step.com to request the identity of their child’s Sponsor. Parents or legal guardians of U13 Users can contact us at privacy@step.com to access and review the Personal Information we have collected about their child, update their child’s information, request deletion of their child’s information, or restrict further collection or use of their child’s information. In the event we discover we have collected information from a U13 User in a manner inconsistent with applicable law, we will either delete the information or promptly seek consent from a parent or legal guardian. Please note that our deletion of your child’s information means that they will no longer be able to have a Step account or otherwise use our Services.
For more information, see our Children’s Privacy Statement.
X. California privacy rights disclosures
Under California Civil Code Section 1798 (California's “Shine the Light” law), California residents with an established business relationship with us can annually request that we provide them with information about the Personal Information we have shared with third parties for those third parties own direct marketing purposes. Step does not share Personal Information with third parties for their own direct marketing purposes. If you would like to request more information under California’s “Shine the Light” law, you can contact us as detailed in the “Contact Us” section below.
The following disclosures are made pursuant to the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 (“CCPA”). These disclosures apply to individuals who reside in the State of California and supplement any other privacy notice provided by Step. Any terms defined in the CCPA have the same meaning in this notice.
Right to Know
California residents have the right to be informed of the categories and specific pieces of personal information we collected about them, including sensitive personal information, collected, used, and disclosed, the categories of sources from which that information is collected, whether that information is sold or shared, the categories of third parties to whom that information has been disclosed, the business or commercial purposes for collecting and using each category of personal information, and the intended retention period for each category of personal information.
The below chart reflects the categories of personal information we have collected from California residents both online and offline during the past twelve months, the categories of sources from which the information was collected, the business or commercial purpose for which the information was collected, and the categories of third parties with whom we disclosed that information, and our anticipated retention period for each category of information.
Personal Information Category set forth in Cal. Civ. Code § 1798.140 | Source(s) of Sources of Personal Information Collection | Business/Commercial Purpose(s) for Collection/Use | Third Parties, Service Providers, and Contractors Receiving Personal Information Category | Retention Period |
Identifiers such as real name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, phone number, legal name, social security number, driver’s license number, passport number, or other similar identifiers. | You; Your Sponsor; Your Sponsee Third party sources, including credit and background check or credit check providers; Publicly available Information; Devices you use to access the Services; For job applicants: Recruiters, Background check providers. | Provide products and services to you; Respond to questions; Provide you with information about our services; Enhance customer experience; Detect security incidents; and protect against fraud or illegal activity; Conduct hiring and/or other human resources activities; For research, analysis, and product development; To evaluate or process a commercial transaction; As required by applicable law or government regulation; For job applicants: Assess your application.
| Your Sponsor; Your Sponsee Advertising networks; Affiliates; Data analytics providers; Marketing platforms; Recruitment platforms; Social networks; Technology services; Credit check providers; Background check providers (for job applicants); Human resources providers (for job applicants). | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Personal information categories listed in Cal. Civ. Code § 1798.80 such as name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
| You; Your Sponsor;
Your Sponsee; Third party sources including credit and background check or credit check providers; Publicly available information; Devices you use to access the Services; For job applicants: Recruiters; Background check providers. | Provide products and services to you; Respond to questions; Provide you with information about our services; Enhance customer experience; Detect security incidents and protect against fraud or illegal activity; Conduct hiring and/or other human resources activities; To evaluate or process a commercial transaction; As required by applicable law or government regulation; For job applicants: Process your application. | Your Sponsor; Your Sponsee; Advertising networks; Affiliates; Data analytics providers; Marketing platforms; Recruitment platforms; Social networks; Technology services; Background check or credit check providers. | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Protected classification characteristics under California or federal law such as age, race, national origin, citizenship, marital status, sex, gender identity, sexual orientation, medical conditions (including pregnancy or childbirth, physical or mental disability or related medical conditions), parental status, veteran or military status. | You; Your Sponsor; Credit check providers; For job applicants: Recruiters; Background check providers. | To provide you with our products and services and respond to your questions; To understand the products and services considered by our customers and to make improvements to our offerings; To provide advertising/marketing services, analytic services, or similar services; To collect and process applications for accounts or for employment. | Your Sponsor; Credit check providers; Financial institutions; Background check providers (for job applicants); Human resources providers (for employees).
| The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Commercial information such as records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. | You; Your Sponsor. | To provide our services; To provide advertising/marketing services, analytic services, or similar services; For research, analysis, and product development; To evaluate or process commercial transactions; As required by applicable law or government regulation. | Your Sponsor; Users of our Services who you authorize to view this information; Technology services. | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Biometric information | We do not directly collect biometric information, but our service provider collects it and provides us with the results of its analyses. | Fraud prevention. | N/A | With respect to the results of our service provider’s analysis, for the duration of your account. |
Internet or other similar network activity such as browsing history, search history, information on interactions with an internet website, application, or advertisement. | You; Devices you use to access the Services; Advertising networks; Data analytics providers. | To provide you with our products and services and respond to your questions; To understand the products and services considered by our customers and to make improvements to our offerings; To provide advertising/marketing services, analytic services, or similar services; To identify and | Advertising networks. Affiliates; Data analytics providers; Marketing platforms; Recruitment platforms; Social networks; Technology services. | Barring any legally required additional retention period, up to one year. |
Geolocation data such as physical location or movements | You; Devices you use to access the Services; Advertising networks; Data analytics providers. | To provide you with our products and services and respond to your questions; To understand the products and services considered by our customers and to make improvements to our offerings; To provide advertising/marketing services, analytic services, or similar services on behalf of the Company | Your Sponsor; Advertising networks; Affiliates; Data analytics providers; Marketing platforms; Social networks; Technology services. | Barring any legally required additional retention period, up to one year. |
Sensory data such as audio, electronic, visual, thermal, olfactory, or similar information. | You; Devices you use to access the Services. | To allow you to add a profile picture to your account. | Individuals or organizations with whom you share your profile. | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
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| repair errors that impair existing or intended functionality; To detect security incidents and protect against malicious, deceptive, fraudulent, or illegal activity; To collect and process applications for employment. |
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Professional or employment-related information such as current and prior employment, performance evaluations, and results of background checks | You; Background check providers; Publicly available information; For job applicants: Recruiters. | Conduct hiring and/or other human resources activities. | Affiliates; Recruitment platforms; Technology services. | Barring any legally required additional retention period, up to seven years for non-hired applicants. |
Non-public education information as defined in 20 U.S.C. Section 1232g, 34 C.F.R. Part 99 such as education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. | For job applicants: You; Recruiters. | For job applicants: Process your application. | Background check providers (for job applicants); human resources providers (for employees). | Barring any legally required additional retention period, up to seven years for non-hired applicants. |
Inferences drawn from other Personal Information to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitude, intelligence, ability, aptitude, and any other inferences drawn from your personal information. | You; Devices you use to access the Services; Credit and background check providers. | To understand the products and services considered by our customers and to make improvements to our offerings; To provide advertising/marketing services, analytic services, or similar services. | Advertising networks; Affiliates; Marketing platforms; Data analytics providers; Social networks; Technology services; Video hosting, sharing, and streaming platforms. | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Sensitive Personal Information Category as set forth in Cal. Civ. Code § 1798.140 | Sources from which Information was Collected | Purposes for Collection; Use | Third Parties, Service Providers, and Contractors Receiving Personal Information | Retention Period |
Social security number, driver’s license number, state identification card, or passport number. | You; Your Sponsor; Third party sources, including credit and background check or credit check providers; Publicly available Information; Devices you use to access the Services.
For job applicants: Recruiters; Background check providers. | To provide you with our products and services and respond to your questions; To understand the products and services considered by our customers and to make improvements to our offerings; To provide advertising/marketing services, analytic services, or similar services; To collect and process applications for accounts or for employment. | Your Sponsor; Affiliates; Technology services; Credit check providers; Background check providers (for job applicants); Human resources providers (for employees). | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Account access credentials (user names, account numbers, or card numbers combined with required access code, security code or password to access an account). | You; Your Sponsor. | To provide our services; To provide advertising/marketing services, analytic services, or similar services; For research, analysis, and product development; To evaluate or process commercial transactions; As required by applicable law or government regulation.
| N/A | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Precise geolocation (location within a geographical area of a circle with a radius of 1850 feet or less).
| You | To help you locate ATMs; To enhance security and prevent fraud.; | N/A | The length of your business relationship with us plus any legal or business required additional retention period for this category of personal information following conclusion of your business relationship with us. |
Racial or ethnic origin | We do not collect. | N/A | N/A | N/A |
Religious or philosophical beliefs | We do not collect. | N/A | N/A | N/A |
Union membership | We do not collect. | N/A | N/A | N/A |
Genetic Data | We do not collect. | N/A | N/A | N/A |
Mail, email, or text messages where the content is not directed to us. | We do not collect. | N/A | N/A | N/A |
Unique identifying biometric information | We do not directly collect biometric information, but our service provider collects it and provides us with the results of its analyses. | Fraud prevention. | N/A | With respect to the results of our service provider’s analysis, for the duration of your account. |
Personal information collected and analyzed concerning health. | We do not collect. | N/A | N/A | N/A |
Personal information collected and analyzed concerning sex life, or sexual orientation. | We do not collect. | N/A | N/A | N/A |
Right to Limit Use and Disclosure of Sensitive Personal Information
We do not collect or process sensitive personal information for the purpose of inferring characteristics about consumers. We also do not disclose sensitive personal information for purposes other than those specified in section 7027(m) of the CCPA regulations promulgated by the California Privacy Protection Agency. Therefore, we do not offer consumers the option to limit the use of their sensitive personal information.
Right to Opt Out of Sharing for Cross-Context Behavioral Advertising
In the past twelve months we have used data about your activities on our online properties to serve you ads on online properties owned or controlled by third parties. In the past twelve months, we have provided the following categories of information to advertising networks, data analytics providers, and social media networks for this purpose:
Personal identifiers, such as unique personal identifier, online identifier, internet protocol address, device information and identifiers, and unique advertising identifiers and cookies; Internet and other electronic network activity information; geolocation information; and inference data.
If you would like to opt out of this sharing, you may exercise your right using our “Do Not Sell or Share My Personal Information” link to modify your cookie settings, or, you may do so in a frictionless manner by activating Global Privacy Control (“GPC”) opt out preference signal to opt out of disclosures of your personal information through the browser you are using. To learn more about the GPC, click here.
Right to Opt Out of Sale
While we do not sell personal information in exchange for monetary consideration, we do share personal information for other benefits that could be deemed a “sale,” as defined by the CCPA. The CCPA broadly defines “sale” in a way that may include activities such as the delivery of targeted advertising on websites or allowing third parties to receive certain information, such as cookies, IP address, and/or browsing behavior. In the past twelve months, we have provided the following categories of information to advertising networks, data analytics providers, and social media networks in ways that could be considered a “sale” under California law:
Personal identifiers, such as unique personal identifier, online identifier, internet protocol address, device information and identifiers, and unique advertising identifiers and cookies; Internet and other electronic network activity information; geolocation information; and inference data.
We disclosed these categories of information to these third parties in order to market and advertise our products and services; perform analytics; and to maintain, improve, upgrade, or enhance our products or services.
California residents have the right to opt out of the “sale” of their personal or sensitive personal information.
If you would like to opt out of such disclosures, you may exercise your right using our “Do Not Sell or Share My Personal Information” link to modify your cookie settings, or, you may do so in a frictionless manner by activating Global Privacy Control (“GPC”) opt out preference signal to opt out of disclosures of your personal information through the browser you are using. To learn more about the GPC, click here.
Users Less Than 16 Years of Age
We have actual knowledge of selling and/or sharing personal information from users less than 16 years of age when they, or their parents, opt in to our use of certain cookies that perform these functionalities.
Right to Delete Personal Information
California residents have the right to request deletion of the personal information we have collected from them, subject to certain exceptions.
Right to Correct Inaccurate Personal Information
You have the right to request the correction of any inaccurate personal information that we maintain about you.
Right to Access Personal Information
You have the right to request the categories and specific pieces of personal information that we maintain about you.
Right of Non-Retaliation and Non-Discriminiation
California residents have the right to not receive discriminitory treatment for exercising their CCPA privacy rights. We do not discriminate against California residents who exercise their CCPA privacy rights.
Exercising Your Rights
California residents or their authorized agent can submit a request by emailing us at privacy@step.com or by calling us at 1-888-378-6023. You will need to provide us with your name, phone number, and mailing address for us to match with information we have on file in order to verify your identity and residency. The personal information that we use to verify your identity and residency will not be used for any other purpose.
You may authorize an agent to submit a request on your behalf if you provide the authorized agent with written permission signed by you. We may require you to verify your identity directly with us and confirm that you provided the authorized agent with permission to submit a request on your behalf.
Financial Incentives
From time to time, we may offer you programs, benefits, and other offerings that may be considered a “financial incentive” as defined by the CCPA. You can opt into the financial incentive by submitting personal information, to include personal identifiers such as name, phone number, email address.
While we do not assign a monetary value to the data that we collect, based on our reasonable estimate, the value you received in connection with the financial incentive is reasonably equal to or greater than the value we receive from the use of the personal information you provide. We use this information to improve our products, services, and customer experiences.
Participation in these financial incentives are optional and you can withdraw your participation at any time. If you subsequently wish to withdraw from the financial incentive, you may do so by emailing us at privacy@step.com.
If you opt out, we will not reduce the value of any financial incentives you previously received from us.
Contact Us
If you have questions or comments about this Privacy Policy, please contact us at privacy@step.com.