Reward responsible
spending

Teach your child that it pays to be financially responsible
by introducing them to the benefits of Step.

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Up to 8% back on every purchase

When a parent or guardian has Step Black the benefits are passed down to their kids. This means, your kids could be earning 5% on their college savings, getting up to 8% cashback on every purchase, and bulding their credit!²

Grow their college savings

Start earning 5% on both your and your child's savings with Step Black and set the entire family up for a bright future.² Over 11x the national average.

it pays to get paid with Step

Every month, we’re dishing out major prizes to our #StepFam through our Direct Deposit Sweepstakes. From iPads to shopping sprees, and even up to $5,000 in cold hard cash to save (or spend).

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We know what you’re Wondering...

Do points ever expire?

No! As long as your child’s Step Account is open and in good standing, their points never expire.

What can points be redeemed for?

Right now, your child can redeem their points for cash that gets automatically deposited into their Step Account. More ways to redeem points are coming soon.

Can I monitor my child’s spending?

Yes! You can use your Step app to keep track of your child’s spending.

Can I use the Step Visa Card to earn points too?

Of course! If you haven’t already, you can order your own Step Visa Card through your Step app and set up a monthly qualifying direct deposit to your account. Once you do that, you’ll be able to earn up to 3x points on select purchases, 2x on dining, food delivery, and donations, and 1x on entertainment and streaming.

Reward them for smart spending

Sign your family up for free. Everyone wins with Step!

Learn about rewards

Download Step

Reward responsible spending

Up to 8% back on every purchase

Grow their college savings

it pays to get paid with Step

We know what you’re Wondering...

Reward responsible
spending