Build credit

Spend your money with the Step Card and make every purchase help your credit history.

Get cashback

Turn spending into savings with unlimited cashback on everyday purchases.

No fees required

Save more with no monthly fees, no annual fees, and no security deposit.

Create your account

Mobile Phone Number

By providing your phone number, you confirm you are 13 and agree to our Terms, Mobile Terms and Privacy Policy. Tap "Sign Up Now" to provide consent to receive promotional and transactional SMS messages from Step. Message frequency and data rates apply. Reply HELP for help or STOP to cancel.

The information presented herein is for educational purposes only and does not constitute investment advice or an offer to buy or sell any security, investment or other product. See our additional stock disclosures.

The Step Visa Card is designed to help build positive credit history. Positive history is reported on and related only to your Step Visa card activity, subject to your account remaining in good standing, to Transunion®, Experian®, and/or Equifax®. We do not have control over your credit scores generated by the credit bureaus. Even when we report positive credit history on your Step Visa card, your overall credit history and scores, as built by the credit bureaus, may be impacted by your financial activity outside of your Step Visa card (including any other Step loan products or other external activity).