If you are under 18, you can’t own stocks or crypto outright but a parent or guardian can create an account and allow you to buy and sell investments. When you turn 18, you can become the sole owner of your Step Account at which point we’ll transfer stock or crypto assets to you.

Crypto has the potential for gains and losses and may not be suitable for all investors. There have been big swings month-to-month, even day-to-day. Be sure to take it at a pace you’re comfortable with and don’t let the FOMO guide your decision making. You shouldn’t invest more money than you’re willing to lose.

Bitcoin is one of the best performing assets of the past 5-10 years. We have plans to roll out additional currencies like Ethereum but we’re starting with an asset that has a substantial track record.

Stocks are shares of ownership in public companies. They’re regulated by the government. Crypto is a digital asset that is unregulated. The price is determined by what people are willing to pay, not the success of the underlying company.

No, we are not authorized financial advisors. Please make sure to do your own research and consult with a financial professional for investment advice.