Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

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App Rating
15020 Reviews

The Step Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.


Step card stack

Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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send and receive money

No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

No Fees. None. Ever.
“Step gives you more freedom than a debit card and it helps build your credit”
parent and teen
“It’s easier to get my mom to send me money with Step.”
tap to pay
“I like using Step because it’s better than a wallet in your pocket.”
3 teens smiling with a Step Card
Two teenage girls smiling holding up a Step Card
Guy drinking a fountain drink wearing dark sunglasses while looking cool
A Step Card being returned to a satisfied customer along with the receipt for their purchase
Two smiling teenagers looking at the Step mobile app on their phone
A happy girl holding a Step Card
A Step Card being scanned by a card reader
A smiling girl wearing a Step tshirt looking at her phone wit her hair blowing in the wind
A mesmerized guy playing on his VR headset
Smiling girl at the gas station holding a Step Card

Security you can trust

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Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.
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Your account is protected by bank-grade encryption and authentication.
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Benefit from Fraud Protection and Zero-Liability guarantee.