Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

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App Rating
45,477 Reviews

Start with the Step Visa Card right away.

The Step Card is a new and personalized Visa card that has no fees or interest. Start building positive credit history while keeping your spending safe. Your account is FDIC insured up to $250,000.


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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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No monthly fees. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Save for your goals.

Savings doesn’t have to be hard! Save for the things you want and need, so you never miss out.

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Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

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2 Million

We’re thrilled to share that the #StepFam is now more than two million customers strong! 💪

“Step gives you the freedom to securely spend while building your credit.”
parent and teen
“It’s easier to get my mom to send me money with Step.”
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“I like using Step because it’s better than a wallet in your pocket.”