Banking for teens

Step offers a Visa card designed for the next generation and a no-fee FDIC insured bank account through Evolve Bank & Trust, Member FDIC.

App Rating
45,477 Reviews

The financial app that grows with you

Start building healthy saving and spending habits as early as 6 years old. Kids can get a head start on their financial future with parental oversight, teens can develop financial independence, and parents can have peace of mind – all with one app.

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Start with the Step Visa Card right away.

The Step Visa Card* is a new and personalized Visa card that has no fees or interest. Start building credit history while keeping your spending safe. Your deposit account is FDIC-insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

Build your credit history

Step allows both kids under 18 and adults to build their credit history. The Step Visa Card lets you securely spend your money, and every month it counts towards building your credit history!

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No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

Crypto and stock investing is coming

Step is the first financial app that will allow both teens under 18 and adults to buy, sell, hold, send and receive crypto as well as earn crypto rewards. Join the waitlist to get early access.

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We’re thrilled to share that the #StepFam is now more than three million customers strong! 💪

Fantastic product for teens!

My teenage daughter recently got her card and I love how easy it is to send money to her right from my phone whenever she needs it. I hate going to the atm to get cash for her. I now send her weekly allowance electronically. Great product, I can’t believe we survived as long as we did without it!

— Klraussi

Security you can trust

Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.

Your account is protected by bank-grade encryption and authentication.

Benefit from Fraud Protection and Zero-Liability guarantee.*