Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

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33,726 Reviews

Get started with the Step Visa Card right away.

The Step Card is a new and personalized Visa card that has no fees or interest. Start building positive credit history while keeping your spending safe. Your account is FDIC insured up to $250,000.

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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

No Fees. None. Ever.
2 Million

We’re thrilled to share that the #StepFam is now more than two million customers strong! 💪

friends
“Step gives you the freedom to securely spend while building your credit.”
parent and teen
“It’s easier to get my mom to send me money with Step.”
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“I like using Step because it’s better than a wallet in your pocket.”

Security you can trust

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Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.
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Your account is protected by bank-grade encryption and authentication.
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Benefit from Fraud Protection and Zero-Liability guarantee.*