Banking For
The Next

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A financial platform that powers your adventures, hustle and future.

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The best way to build credit

even before you turn 18

Step customersand counting

Banking services are provided by Evolve Bank Trust and FDICinsured up to 250000

Powered by Visa with builtin fraud protection and Zero Liability guarantee for unauthorized charges

A spending card designed to grow with you

Banking services provided by Evolve Bank Trust Member FDIC Step is a financial technology company not a bank

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Get more
for less
No monthly fees

No subscription fees No account minimum fees No innetwork ATM fees You worked hard to earn your money so you should keep it

No overdraft fees

Your Step Account prevents you from spending more than whats in your spending account so you dont have to worry about overdrafting

No interest

The average credit card interest rate for new cards is 1913 and 1513 for existing ones3 You dont pay any interest with your Step Visa Card

Make Smarter Money Moves

Build your credit4

Build credit with everyday purchases even before you turn 18 Good credit can save you money on things like car insurance and student loans

Invest in your future

Dont wait until youre 18 to start building longterm wealth Invest in stocks and crypto5 for as little as 1 starting with bitcoin

Crush your savings goals

Create goals for all your wants and needs Round up purchases to the next dollar to automatically add the spare change to your savings

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Send andnReceive Money

pay and get paid

Get your paycheck earlier

Set up direct deposit and get your paycheck up to 2 days earlier than if you were to use a traditional bank or get your check in the mail

Earn cash crypto rewards6

Save money instantly when you use your Step Visa Card at participating merchants Refer friends to Step and well give you both a cash bonus

Pay with flexibility

Buy what you want today and pay over time or borrow money to cover an upcoming purchase Eligibility and limits requirements apply

Send and Receive Money
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Stephen Curry 4X NBA CHAMPION CEO at SC30

Investor SpotlightI know what a critical life skill money management isStep helps facilitate conversations about money and makes it easy to get a taste of financial freedom with a builtin safety net and lots of teachable moments

Got Questions

  1. Step is a financial technology company not a bank Banking services provided by Evolve Bank Trust Member FDIC The Step Visa Card is issued by Evolve Bank Trust pursuant to a license from Visa USA Inc Visa is a registered trademark of Visa International Service Association
  2. Visas Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use Contact your issuer for more detail
  3. httpswallethubcomeduccaveragecreditcardinterestrate50841
  4. Positive history is reported on and related only to your Step Visa card activity subject to your account remaining in good standing Ontime payment history can have a positive impact on your credit score and late payment history may negatively impact your credit score The Step Visa Card when set up with SmartPay is designed to keep accounts in good standing to help build positive credit history Step will report your activity to Transunion Experian andor Equifax Even when we report positive credit history relating to your Step Visa card activity your credit history and score may be impacted by your activity outside of your Step Visa card including any other products offered through Step and any activity external to Step as credit histories and credit scores are built by credit bureaus based on a number of factors including the financial decisions you make with products outside of the Step Visa Card
  5. Cryptocurrency services offered through Zero Hash Bitcoin and other cryptocurrencies arent endorsed or guaranteed by any government are volatile involve a high degree of risk and are unsuitable for most investors For more information on digital asset risk see FINRAhttpswwwfinraorginvestorslearntoinvesttypesinvestmentsinitialcoinofferingsandcryptocurrenciescryptocurrencies SEChttpswwwinvestorgovintroductioninvestinggeneralresourcesnewsalertsalertsbulletinsinvestoralertsinvestor39U2p4GjnD71 and CFPBhttpswwwconsumerfinancegovaboutusnewsroomcfpbwarnsconsumersaboutbitcoin public advisories The information provided on this website does not constitute investment advice financial advice trading advice or any other advice and should not be used as such
  6. The Referral awards and the Cash and Crypto Rewards programs are not offered by Evolve Bank Trust and are instead offered and managed by Step

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