Banking for teens

Step offers a Visa card designed for the next generation and a no-fee FDIC insured bank account through Evolve Bank & Trust, Member FDIC.

Step app and card
App Rating
45,477 Reviews

We have a StepFest winner!

Big congrats to Cesar Chavez High School for winning StepFest! They will get a huge concert on campus featuring The Chainsmokers and Charli D’Amelio. Learn more about what Step has been up to at schools all across the country.

Cesar Chavez StepFest image

Start with the Step Visa Card right away.

The Step Visa Card* is a new and personalized Visa card that has no fees or interest. Start building positive credit history while keeping your spending safe. Your deposit account is FDIC-insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

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Step card stack

Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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send and receive money

Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

Early Direct Deposit phone notification

Crypto and stock investing is coming

Step is the first financial app that will allow both teens under 18 and adults to buy, sell, hold, send and receive crypto as well as earn crypto rewards. Join the waitlist to get early access.

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No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Save for your goals.

Savings doesn’t have to be hard! Save for the things you want and need, so you never miss out.

Savings Goal
3+ Million

We’re thrilled to share that the #StepFam is now more than three million customers strong! 💪