Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

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App Rating
20867 Reviews

The Step Visa Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.


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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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send and receive money

No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

No Fees. None. Ever.
1.5 Million+

We’re thrilled to share that the #StepFam is now more than one million customers strong! 💪

“Step gives you more freedom than a debit card and it helps build your credit”
parent and teen
“It’s easier to get my mom to send me money with Step.”
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“I like using Step because it’s better than a wallet in your pocket.”

Security you can trust

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Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.
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Your account is protected by bank-grade encryption and authentication.
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Benefit from Fraud Protection and Zero-Liability guarantee.