Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

App Rating
33,726 Reviews

Get started with the Step Visa Card right away.

The Step Card is a new and personalized Visa card that has no fees or interest. Start building positive credit history while keeping your spending safe. Your account is FDIC insured up to $250,000.

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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

We’re thrilled to share that the #StepFam is now more than two million customers strong! 💪

friends — “Step gives you the freedom to securely spend while building your credit.”

parent and teen — “It’s easier to get my mom to send me money with Step.”

tap to pay — “I like using Step because it’s better than a wallet in your pocket.”

Fantastic product for teens!

My teenage daughter recently got her card and I love how easy it is to send money to her right from my phone whenever she needs it. I hate going to the atm to get cash for her. I now send her weekly allowance electronically. Great product, I can’t believe we survived as long as we did without it!

Klraussi

Security you can trust

Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.

Your account is protected by bank-grade encryption and authentication.

Benefit from Fraud Protection and Zero-Liability guarantee.*