Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

App Rating
15020 Reviews

The Step Visa Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.

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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

friends — “Step gives you more freedom than a debit card and it helps build your credit”

parent and teen — “It’s easier to get my mom to send me money with Step.”

tap to pay — “I like using Step because it’s better than a wallet in your pocket.”

Fantastic product for teens!

My teenage daughter recently got her card and I love how easy it is to send money to her right from my phone whenever she needs it. I hate going to the atm to get cash for her. I now send her weekly allowance electronically. Great product, I can’t believe we survived as long as we did without it!

Klraussi

Security you can trust

Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.

Your account is protected by bank-grade encryption and authentication.

Benefit from Fraud Protection and Zero-Liability guarantee.