Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

App Rating
4241 Reviews

The Step Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.

visa-fdic

Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

Tap & Pay logos

No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

friends — “Step gives you more freedom than a debit card and it helps build your credit”

parent and teen — “It’s easier to get my mom to send me money with Step.”

tap to pay — “I like using Step because it’s better than a wallet in your pocket.”

Fantastic product for teens!

My teenage daughter recently got her card and I love how easy it is to send money to her right from my phone whenever she needs it. I hate going to the atm to get cash for her. I now send her weekly allowance electronically. Great product, I can’t believe we survived as long as we did without it!

Klraussi