Banking for teens

Step offers a free FDIC insured bank account and Visa card designed for the next generation.

App Rating
41,048 Reviews

Get started with the Step Visa Card right away.

The Step Card is a new and personalized Visa card that has no fees or interest. Start building positive credit history while keeping your spending safe. Your account is FDIC insured up to $250,000.

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Your money. Your way.

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Step App.

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No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

We’re thrilled to share that the #StepFam is now more than two million customers strong! 💪

friends — “Step gives you the freedom to securely spend while building your credit.”

parent and teen — “It’s easier to get my mom to send me money with Step.”

tap to pay — “I like using Step because it’s better than a wallet in your pocket.”

Fantastic product for teens!

My teenage daughter recently got her card and I love how easy it is to send money to her right from my phone whenever she needs it. I hate going to the atm to get cash for her. I now send her weekly allowance electronically. Great product, I can’t believe we survived as long as we did without it!

Klraussi

Security you can trust

Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.

Your account is protected by bank-grade encryption and authentication.

Benefit from Fraud Protection and Zero-Liability guarantee.*