Banking for teens

Step app and card
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45,477 Reviews

The financial app that grows with you

Start building healthy saving and spending habits as early as 6 years old. Kids can get a head start on their financial future with parental oversight, teens can develop financial independence, and parents can have peace of mind – all with one app.

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Start with the Step Visa Card right away.

The Step Visa Card* is a new and personalized Visa card that has no fees or interest. Start building credit history while keeping your spending safe. Your deposit account is FDIC-insured up to $250,000 through Evolve Bank & Trust, Member FDIC.

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Build your credit history

Step allows both kids under 18 and adults to build their credit history. The Step Visa Card lets you securely spend your money, and every month it counts towards building your credit history!

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No monthly fees

No Fees. None. Ever.

Your money. Your way.

send and receive money

Get paid up to 2 days early.

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Crypto and stock investing is coming

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3+ Million

We’re thrilled to share that the #StepFam is now more than three million customers strong! 💪

Security you can trust

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Your money is FDIC insured through Evolve Bank & Trust, up to $250,000.
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Your account is protected by bank-grade encryption and authentication.
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Benefit from Fraud Protection and Zero-Liability guarantee.*