BANKING THAT BUILDS CREDIT

Step offers a secured Visa credit card to build your credit̍ for free and get more from your paycheck with unlimited cashback on purchases. This is banking the way it should be.*

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App Rating
100,000 Reviews

INTRODUCING EARLYPAY

Life doesn’t wait for payday, and neither should you. Borrow up to $250 instantly whenever you need.

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introducing earlypay

Step users in their 20s increase their credit score by an average of 57 points in one year. ͆

best secured credit card to build credit

Earn 4.00% on your savings

Your money deserves better. Get a savings rate that’s over 8x ̾ ̾ the national average with Step Black.̾

credit card to build credit fast

Get up to 8% cashback

Turn your spending into saving with up to 8% cashback on every purchase and no limit on your total rewards.˖˖

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Weekly Food Freebies and Deals with Step

Safe and secure

The Step Card comes with Visa’s Zero Liability Protection Policy** and FDIC-insured up to $1,000,000***

FDIC VISA Insured

HOW DOES YOUR BANK STACK UP?

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Money

$500 in annual perks ͑

CashAdvance

Free Credit Building

PiggyBank

4.00% Savings Rate

Wallet

Cashback on Everything

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Step Mobile
Ultra Unlimited
Just $35

Reward

Payday Prizes

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Investing ˆ

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Win up to $5,000

APP RATING
100,000+ Reviews
I love Step
I love Step. The customer service is amazing, the rewards are some of the highest in the banking world, along with the interest on savings. Super helpful as a college student!
Jacobtheidahoan2004
Better than Bank of America
I got Step last week because of the 5% APY savings and benefits of the Step Black card. One week in and its already better than Bank of America…
AustinReviews23
Brought me from no score to 735
I didn’t have a score before but when I chose to opt in, it helped dramatically. It brought me from no score to 735 in one night because I was using Step previously.
John C.
Step is way better
I’m honestly mad I did not get this sooner. I have used Current before it and Step is way better.
Trevor Ve

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Stephen Curry Step

Stephen Curry

4x NBA champion, CEO at Thirtyink, Step investor

“I know what a critical life skill money management is...Step helps facilitate conversations about money and makes it easy to get a taste of financial freedom with a built-in safety net and lots of teachable moments.”
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Better banking for all

With Step, your whole family can safely
build credit history, grow their savings,
and build their financial foundation at any age.

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