Reward responsible
spending

Teach your kids that it pays to be financially responsible by setting them up with a Step Visa Card. By earning points¹ on eligible purchases and redeeming them for cash, they can turn smart spending into savings.

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Up to 3x Points at top brands

Every month, we launch new deals at brands that your child knows and loves. From their favorite clothing stores to essentials, there are constantly opportunities for them to earn more! A monthly qualifying direct deposit is required to earn elevated rewards².

2x on dining & delivery

With 2x points on eligible dining and food delivery, your child can use the Step Visa Card to fuel their cravings and satisfy their hunger for rewards at the same time. That’s what we call a win-win! A monthly qualifying direct deposit is required to earn 2x on this category.

2x on charitable donations

With Step, your child will quickly learn that giving can be rewarding. Whether they’re contributing to causes close to home or national initiatives, they can earn 2x on eligible charitable spend. A monthly qualifying direct deposit is required to earn 2x on this category.

1x on Gaming & entertainment

It doesn’t matter whether your child is a movie buff or Minecraft fanatic. When they use their Step Visa Card to fund their fun, they can earn 1x points on eligible purchases, including streaming services. A qualifying direct deposit is required to unlock 1x on this category.

We know what you’re Wondering...

Do points ever expire?

No! As long as your child’s Step Account is open and in good standing, their points never expire.

What can points be redeemed for?

Right now, your child can redeem their points for cash that gets automatically deposited into their Step Account. More ways to redeem points are coming soon.

Can I monitor my child’s spending?

Yes! You can use your Step app to keep track of your child’s spending.

Can I use the Step Visa Card to earn points too?

Of course! If you haven’t already, you can order your own Step Visa Card through your Step app and set up a monthly qualifying direct deposit to your account. Once you do that, you’ll be able to earn up to 3x points on select purchases, 2x on dining, food delivery, and donations, and 1x on entertainment and streaming.

Reward them for smart spending

Sign your family up for free. Everyone wins with Step!

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