YOU DESERVE BETTER
Everyone deserves banking that supports their journey to financial independence. Step empowers you to build credit ̍, investˆ, save, and achieve your financial goals.
18-25 year olds pay 3x as much in banking fees than older generations
Founded by financial industry veterans
Step was founded by financial industry veterans CJ MacDonald and Alexey Kalinichenko to provide people with financial tools they need to make smart money decisions earlier.
The Step team has 50+ years of combined financial technology experience across companies like Affirm, Google, Gyft, Cash App, Square, and Stripe.
Backed by the best
Better banking for all
Step helps families safely build credit, grow savings, and create a solid financial foundation at any age.
APP RATING
My credit score is 734
I get rewarded for spending
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