Step makes it quick and easy to send and receive money with all your people. There are a lot of things worth waiting for in life, but your cash isn’t one of them.

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Get Paid Early

Set up direct deposit to get paid up to two days early.¹ And as an added bonus -- you can get Step Black for free. With Step Black you’ll earn 5.00%² on your savings, up to 8% cashback on purchases and over $500 in annual perks and benefits.³

How to set up direct deposit

Step 1

Open the Step App, tap “Add Money,” and select “Set up Direct Deposit.”

Step 2

Enter your account information or send the pre-filled form to your employer.

Step 3

Boom! Look out for your paycheck in your Step App.


Pay and Get Paid

Need to settle up for lunch? Roommate owe you for rent? Use the Step app to send and receive money with friends and family. You can even a note to each payment to keep track of expenses.


Tap, Snap, Deposit

Birthday check? Tax refund? Skip the trip to the ATM and use your Step app. Simply upload photos of your check and enter the amount. We’ll add the funds right to your Step Account.


Find a Fee-Free ATM

We partner with Visa’s Alliance Plus to offer over 30,000 in-network ATMs at nationwide stores and retailers. Use the Step app’s ATM map to locate the one nearest to you so you can conveniently access your cash.