way to save
Say goodbye to below-average savings accounts and hello to Step, where you can earn 5.00% on your savings by setting up a monthly qualifying direct deposit.1
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How does Step Compare?
Your money earns a lot more here. If you are currently stashing your cash in an account that pays less than 5.00% on savings balances, open a Step Account and set up a monthly qualifying direct deposit today.
“I absolutely love this app”
“Easy Money Transfers and round ups for savings...”
“I got to meet my goal of $300...”
“This app genuinely helped me.”
“This is a great App.”
Participants may be compensated for their participation.
Maximize your Earnings
You can earn 5.00% on your savings balance up to $250,000 with no minimums or withdrawal restrictions. Your Step Account is FDIC-insured by our bank partner so you can trust that your money is safe.
Save automatically with round ups
Automatically round up your purchases to the nearest dollar and add the change to a Savings Goal. You can earn 5.00% on every dollar with a monthly qualifying direct deposit¹. A little change goes a long way when you’re earning one of the best rates in the country!
College? New car? Emergency fund? Creating clear goals can help you get the things you want or need. Easily track and celebrate your progress right from your app!
We know what you’re Wondering...
How do I start earning 5.00% on my savings?
What if I only work during the summers?
Are my savings safe and secure at Step?
How much of a difference can 5.00% make on my savings?
Are there any savings fees or minimums?
Join millions of people who are making smarter money moves with Step.