way to save
Say goodbye to below-average savings accounts and hello to Step, where everyone can earn 5.00%¹ on their savings by setting up a monthly qualifying direct deposit².
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How does Step Compare?
Savings earn more at Step. If you and your family are currently earning anything less than 5.00% on your savings balances, switch to Step and set up monthly qualifying direct deposits. There are no monthly fees or account minimums, so everyone in the family can have a Step Account.
Maximize their Returns
Your child can earn 5.00% up to a $250,000 balance. There are no minimums and no withdrawal limitations. Plus, their Step Account is FDIC-insured so you can rest easy knowing that their money is safe.
Help them save automatically
Enjoy the peace of mind that comes from knowing your child is automatically saving spare change from their purchases and earn 5.00% on every dollar. Trust us -- a little change goes a long way with one of the best savings rates in the country!³
Keep their eye on the prize
College? New car? Playstation? Your child can create goals for all of their wants and needs. Use your Step app to track and celebrate their progress with them.
“Step Has allowed him to set savings goals...”
“Allows them to create a savings plan...”
“Step has been a great app...”
“absolutely great for my two kids...”
“Great features like goal setting...”
Participants may be compensated for their participation.
We know what you’re Wondering...
Can I also use Step to save and earn 5.00%?
What if my child only works during the summers?
How much is money in a Step Account insured up to?
How much of a difference can 5.00% make for my child?
How does Step afford to give 5.00% without charging savings fees?
Help your child develop savings habits that will last a lifetime.