How to Make Money Playing Games with Step Earn
You’ve probably seen apps claiming you can make money by playing games, but most of them are either slow, confusing, or don’t pay enough to be worth it. Step Earn is different. It’s fast, easy to use, and rewards you for doing things you were already going to do on your phone.
If you’re curious about how it works or want to earn up to $200/month from your phone without needing a job, this guide breaks down everything you need to know. Quick note: Step is a modern banking platform built for teens and young adults. You can open an account, build credit early, and now, earn rewards—all in one app.
What Is Step Earn?
Step Earn is a feature in the Step app that gives you points for completing tasks like:
Playing mobile games
Taking short surveys
Trying out limited-time offers
Shopping with brands you already love
Referring friends to join Step
These points can be redeemed for cash, gift cards, or used to pay off purchases if you're a Step Black user. With consistent use, many people are earning extra money every month just by taking advantage of the right offers.
What Pays the Most?
The top three earning categories inside the Earn tab are games, surveys, and shopping offers.
Mobile games pay you when you hit certain milestones like reaching Level 20 or completing a challenge. Some even give you bonus points for finishing within a few days. Look for offers labeled “High Reward” or “Bonus Points” to maximize what you earn.
Surveys are another fast and easy way to rack up points. Most take just a few minutes and reward you immediately once submitted. These are ideal if you want to earn during downtime, like while commuting or waiting in line.
Shopping offers might be the most underrated feature. When you view offers in the app, you’ll often see brands giving points for purchases you were already planning to make. Think, Uber Eats, streaming services or clothing sites you already browse. Just tap the offer, make your purchase through the link, and earn rewards automatically.
Referrals = Real Cash
Step’s referral program is one of the highest-paying around. In the month of June, you’ll earn $50 when a friend signs up and sets up direct deposit, and they’ll get $25 too. It’s a win-win.
If you’ve got friends who want to save money, build credit, or earn a little extra like you, this is the easiest way to boost your balance.
What Can You Do with Your Points?
Once you’ve earned points, you’ve got options. You can:
Cash them out to your Step account
Redeem gift cards from brands you love
Build your savings
Rewards help you stay on top of purchases and make progress toward a stronger score. Learn more about Step’s credit building app or brush up on how credit scores work.
How to Earn Smarter (Not Harder)
Here are a few simple ways to get the most out of Step Earn:
Check the Earn tab often. Offers rotate, and new ones show up all the time
Prioritize “High Reward” or “Bonus” offers. These usually pay the most for the least effort
Take advantage of brand deals. If you’re already planning to shop, earn points while you do it
Refer friends. It’s the fastest way to earn cash, and it multiplies quickly
Track your progress. Redeem points regularly to stay motivated and see the rewards in action
You need a minimum of 500 points to exchange them for cash and cashout is instant.
Ready to Start Earning?
Step Earn gives you a real way to make extra money from your phone without a side hustle.
If you’ve already got the Step app, open the Earn tab and start exploring. If not, download it now and see how much you could be earning.
