Reward responsible

Teach your child that it pays to be financially responsible
by introducing them to the benefits of Step.

Scan to get started

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Up to 8% back on every purchase

When a parent or guardian has Step Black the benefits are passed down to their kids. This means, your kids could be earning 5% on their college savings, getting up to 8% cashback on every purchase, and bulding their credit!²

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Grow their college savings

Start earning 5% on both your and your child's savings with Step Black and set the entire family up for a bright future.² Over 11x the national average.


it pays to get paid with Step

Every month, we’re dishing out major prizes to our #StepFam through our Direct Deposit Sweepstakes. From iPads to shopping sprees, and even up to $5,000 in cold hard cash to save (or spend).

We know what you’re Wondering...

Reward them for smart spending

Sign your family up for free. Everyone wins with Step!