Join your family on Step

Step is a fee-free bank account and Visa Card designed for teens. It takes minutes to create your adult account.

  • no feesNo fees
  • teach financial literacyTeach financial literacy
  • track spendingTrack spending
  • build creditBuild positive credit
  • set allowanceSet an allowance
Banking for Teens
App Rating
45,477 Reviews

The Step Card

Step offers a new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250k.


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Say goodbye to cash

Step gives you visibility into their spending and helps teach good spending habits. Never have to run to an ATM to get cash for your teen.

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Instantly send and receive money

Add money to your teen’s account for chores, allowances or emergencies within seconds. Securely link your existing bank account or debit card to make sure they always have funds.

Instantly send and receive money

Build positive credit

Help kickstart their financial future by building credit early. The Step Visa Card lets you securely spend with the benefit of building positive credit.

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Help teach smart spending habits

Set up an allowance with recurring payments just like a paycheck. Teach your teen how to use these payments to balance a budget and save money.

hand holding step card with grafitti