Step is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC. The Step Visa Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
Set up direct deposit with Step and get paid up to 2 days early1. There’s a lot of things worth waiting for in life –– new Nikes, the next season of Stranger Things –– but your money isn’t one of them.
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“I just turned 16 and I’m using it for direct deposit for my checks. So simple and easy. Love the look. It's not like other plain old cards. It's unique. I love how you get to pick the color and the virtual and irl card number. And it's all completely free which I love.”
“Seriously fast direct deposit. I get my money faster than anyone else, even a traditional bank!!! Awesome app.”
“I just started with Step and I already received my paycheck before I thought it would arrive!”
“It’s a great card to have when you have direct deposit. It’s incredible to have when you’re trying to save money on something.”
“So happy with Step. I get all my direct deposits super fast and my information is secure.”
When your employer sends your paycheck through direct deposit, they let the bank know ahead of time that the money is coming. While some traditional banks wait until the money arrives before allowing you to access it, we make it available to you as soon as we get the notification from your employer.
Don’t wonder whether your check is lost in the mail. We send you a notification as soon as your paycheck hits your Step Account. Plus, your deposit account is insured up to $250,000 by Evolve Bank & Trust, member-FDIC.
Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. While not guaranteed, Step generally makes these funds available on the day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
“So simple and Easy...”
“Seriously Fast Direct Deposit...”
“I already received my Paycheck...”
“Great card to have when you have Direct Deposit...”
“Super Fast and my information is secure.”
How to set up direct deposit
Open the Step App, tap “Add Money,” and select “Set up Direct Deposit.”
Enter your account information or send the pre-filled form to your employer.
Boom! Look out for your paycheck in your Step App.