STEP EARLYPAY™
It's your backup plan when payday feels too far away. There's no cost to get it and no fees requiredʱ to use it.
Build your safety net now and borrow anywhere from $20 up to $500˟ interest-free. Get started by joining Step Black with qualifying direct deposit or monthly card spend.
Step 1
Sign up for Step and open your free banking account.
No credit check, no monthly fees.
step 2
Set up $300/mo in direct deposit or spend $500/mo with the Step Card.
Join Step Black for free.
step 3
Apply for EarlyPay and borrow anywhere from $20 up to $500.
Zero interest, zero fees required.
step 4
Pay us back from your next paycheck and grow your limit over time.
Borrow, payback, repeat.
App Rating
100K+ Reviews
100K+ Reviews
BETTER BANKING BENEFITS
Unlock premium tools and features for free. No fees required. Ever.
