It's the most wonderful time of the year at Step!

Unwrap two great ways to end the year richer...

Supercharge your savings!

Earn major cashback: For a limited-time Step Black members get 5% cashback on holiday essentials.

For Terms & Conditions see here.

Treat yourself to Step Black this holiday season

You'll unlock our 4.00% savings rate̾ and $500͑ in annual perks you'll actually use. On your phone now? Tap here to upgrade to Step Black.

ONE WINNER EACH WEEK, ALL MONTH LONG!

HOW TO WIN $1,000

  • Every purchase of at least $10 gets you an entry to win.

  • The more you use your Step Card, the more chances you have to win! (Up to max 10 entries)

Terms and conditions apply, see here.

Cha-ching! End the year with some holiday cheer ($1,000)

Step Black users earn 5% cashback on eligible purchases on dining, subscriptions, entertainment, and charitable donations . Transactions must be posted on your account (using your physical or virtual card) between 12:01am PT on December 1, 2024 and 11:59pm PT December 31, 2024. Cash back is issued as points as a percentage of the total eligible transaction amount and is subject to verification and approval. The offer may not be combined with other promotions or offers unless otherwise specified. Points will be credited to the user's account within 7 business days, if open and in good standing. Available to Step Black users only. Offer is not transferrable and subject to change.

No purchase necessary to enter or win. All entries, whether submitted by an eligible transaction or by mail, have an equal chance of winning. Users who make a qualifying transaction of $10 or more between 12:00 AM PT on 12/1/24 and 11:59 PM PT on 12/31/24 are eligible to enter. Each qualifying transaction counts as one entry, with a maximum of 10 entries per participant per week. Winners will be selected at random each week and will receive a $1,000 prize. Transactions must be made during the weekly campaign period to qualify for that week's drawing. Sweepstakes entries are limited to one per transaction. All entries must meet the minimum transaction amount of $10 to be considered valid. Void where prohibited by law.

See Official Rules: https://step.com/december-2024-holiday-sweepstakes

See disclosures here: https://step.com/disclosures

Your Step account is not an interest bearing product. The savings percentage is not interest, but instead earned as cash rewards funded by Step. The rewards, if calculated as an APY, would be 4.00%. This percentage is variable and may change over time. See terms for more detail. Requires Step Black enrollment, either through qualifying direct deposit or paid monthly membership.

Ability to earn $500+ in the form of credits on purchases or statement credits for purchases with select Step Black partners, as will be advertised. Step does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners. Enrollment may be required.