Offer available to new users only. To receive the bonus: 1) Open a new Step account, (which is subject to approval) between 12:00 am PT Jan. 1, 2025 and 11:59 pm PT Jan. 31, 2025; and 2) Have a qualifying direct deposit made to this account within 30 days of account opening. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments are not considered a direct deposit. Direct deposit $149 and under, not eligible for bonus. If between $150-$499, eligible for a $25 bonus per paycheck up to 4 paychecks within 60 days of opening a new Step account. If $500 or more, eligible for $50 per paycheck up to 4 paychecks. Total max reward up to $200 based on direct deposit amount. Funds will be deposited in your Step Account, if open and in good standing, within 30 days following each eligible direct deposit. User must maintain a minimum balance of $100 for a period of at least 30 days following each eligible direct deposit in order to receive bonus payout. Deposits from Wise are not eligible for this offer. Offer is non-transferable, cannot be combined with other offers including referrals and is subject to change at any time.