Step Rewards Points Terms

Limited-time offer: Earn $25 per referral made June 10, 2024 through June 21, 2024, up to $200. New users must sign up by 11:59pm PST on June 21, 2024 and receive direct deposit within 30 days of sign up. We may offer you the ability to redeem Rewards (as defined in the Step Rewards Program Terms and Conditions located at in different ways.  If we offer Rewards in points collected for purchases (“Points”), certain purchases may earn different multiples for earning Points. For example, food purchases at restaurants may be worth 2 or 3X Points than a standard transaction earning 1X Points. A chart of reward categories and multiples is available on our website here

Points will be deposited within your Step Account, visible in the Step App within 3 business days of a transaction being posted. Points may be redeemed for rewards after certain threshold levels of points are reached for cash, crypto or stock (when available). 

Points do not have monetary value independently outside of these redemptions. Points do not expire, but any such points are forfeited if not claimed or redeemed before your Step Account is closed. 

We can change these terms and/or change, suspend, or terminate any part of the Rewards offering at any time and for any reason. These changes may prevent you from earning and/or using Rewards, decrease Rewards value, or cause you to lose Rewards. We will notify you in advance in writing if we make material changes to the terms.