Join Gerald T on Step!

Step offers a no fee Visa card and bank account designed for teens. Get $1 when you signup.

referral banner

The Step Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.

FDIC and Visa Logo

The Step Card

Earn with Step

Earn unlimited rewards through our referral program. Share your unique link with friends and family and earn a $1 for each person that signs up. Join the Step Squad to earn double the rewards!

earn with step

Get your Step Card

  1. Download

    Download the Step App and create your account.

  2. Signup

    Pick your favorite color and customize your Step Card.

  3. Ask An Adult

    Have them download the app and create their own account to unlock your Step Card.

No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

step app times 2 with graffiti

Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

Girl holding phone

Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

Tap & Pay logos

step card tap & pay

Build positive credit

The Step Card operates just like your typical debit card but with the benefit of building positive credit towards your financial future.

build positive credit teen