Penny S
Join Penny S on Step!
Step is a safe and easy way to get more from your paycheck and build credit for free. For a limited time, you can get $25 when you sign up with my link and set up direct deposit. Terms apply.
No Monthly Fees
Designed for the next generation
Get your own Visa Card
Instantly send and receive money
Build positive credit
Use on Apple Pay or Google Play
The Step Visa Card
A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.
Earn with Step
Earn rewards through our referral program. Share your unique link or code with friends and earn 2,500 points ($25 value) for each person that joins.
Get your Step Visa Card
Download
Download the Step App and create your account. You'll get 2,500 points ($25 value) when you sign up.
Unlock your card
If you’re under 18, ask an adult to download the app and create their own account.
Add money
Once your account is sponsored or verified, link a debit card or external bank account.
No monthly fees
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.
Instantly send and receive money
Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.
Adding money to your account is easy
Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.
Say goodbye to cash
Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.
Build credit history
The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.
