A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.
Earn with Step
Earn unlimited rewards through our referral program. Share your unique link or code with friends and earn $10 for each person that joins. Join the Step Squad to earn $15 per referral!
Get your Step Card
Download the Step App and create your account.
Unlock your card
If you’re under 18, ask an adult to download the app and create their own account.
Link a debit card or external bank account. Then, add at least $5 to get your $10 bonus.
No monthly fees. Ever.
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.
Instantly send and receive money
Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.
Adding money to your account is easy
Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.
Say goodbye to cash
Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.
Build positive credit
The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.