Earn rewards through our referral program. Share your unique link or code with friends and earn $1 for each person that joins.
No monthly fees
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.
Instantly send and receive money
Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.
Adding money to your account is easy
Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.
Say goodbye to cash
Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.
Build credit history
The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.
To qualify, you must sign up for a new Step account using the campaign link or referral code. You will receive 10% cash back on all card transactions (up to $500) for the immediate 90 days after you open your account.