Why Step is right for your whole family

Step offers a banking app that gives you the tools to teach your kids about financial responsibility. Manage their accounts, instantly send money, empower them with their own Step Visa Card, learn together — all without monthly subscription fees. 

Step is a financial technology company. Banking services provided and Visa card issued by Evolve Bank & Trust, Member FDIC.

How can my family get started?

Your teen creates a Step Account and invites you

Your teen signs up and sends you a sponsor request via text.

You create a Step Account and invite your teen

You sign up as a sponsor and invite your teen to join.

You create a Parent Managed Account for your child

You create and control a Step account for your child.

Build credit history

Help kickstart their financial future by building credit early. The Step Visa Card lets you securely spend with the benefit of building THEIR credit history.

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No monthly fees

No Fees. None. Ever.

Learn about money as a family

Open a free Parent Managed Account to start teaching your kids about smart spending and saving. Determine how much money they can access and monitor their Step Visa Card purchases in real-time. You decide when they’re ready to manage their account from their own device.

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Instantly send and receive money

Instantly send and receive money

Say goodbye to cash

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Help teach smart spending habits

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