Why Step is right for your teen

Step offers an FDIC insured account with a new type of Visa card. Instantly add money to their Step account. No risk of them overdrafting because they can only spend the money in their account. The Step Card is protected by Visa’s Fraud Protection and Zero liability guarantee.

Step Card Benefits Parents

Getting started

  1. Download

    Download the app and create your own adult account.

  2. Signup

    Enter your information to create your own account in seconds.

  3. Sponsor

    Approve your teen for their FREE Step Account and Visa Card.

No fees. None. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Say goodbye to cash

Step gives you visibility into their spending and helps teach good spending habits. Never have to run to an ATM to get cash for your teen.

parent and child

Instantly send and receive money

Add money to your teen’s account for chores, allowances or emergencies within seconds. Securely link your existing bank account or debit card to make sure they always have funds.

Instantly send and receive money

Build positive credit

Help kickstart their financial future by building their credit early. The Step Card operates just like your typical debit card but with the benefit of building positive credit.

Build positive credit: teen midnight background

Help teach smart spending habits

Set up an allowance with recurring payments just like a paycheck. Teach your teen how to use these payments to balance a budget and save money.

hand holding step card with grafitti