
Rack Up Rewards,
Not Debt
Forget the old-school money rules. You can live your best life now and still secure the financial future you want with Step Black. Cash in on over $500 in annual perks1 and earn up to 8% cashback2 on every purchase, all while building your credit history.3
Enjoy exclusive experiences


Revolutionize your fitness
Prioritize your health and wellness with $100 in ClassPass credit value. Choose from tons of top-rated classes, from HIIT workouts to yoga. Learn More


Live it up at live events
Get the best priced tickets to sports games, concerts, and shows with a $25 Fanimal credit. The more friends you bring, the better deals you unlock. Learn More


Earn bonuses for eating out
Buy an inKind Pass to hundreds of popular restaurants with a $25 credit and get rewarded with bonuses when you dine.
Learn More


Stay connected, anywhere
Get unlimited minutes, messages, and data with a $30 discount for a Visible by Verizon wireless plan. No hidden fees. Learn More


Never pay full price
Score your next great deal with $30 in credit to Ditto, a shopping app featuring trending products, only available to iOS users. Learn More


Unleash your inner glow
Enhance your daily skincare or makeup regimen with a $50 credit for self-care staples at Alexandra Organic. Learn More


Look good, feel better
Treat your feet to performance enhanced Arrowool socks with a $45 credit to WORN. Socks are sustainably built to last. Learn More
Step x Visa Signature
Enjoy access to member-only benefits and special experiences with the ease and security of your Visa Signature® card.

Entertainment
Get exclusive Visa Signature access to Sofar Sounds concert presales and a free ticket per purchase per show.

Travel
Live the VIP-guest life at Visa Signature Luxury Hotel properties. Get a $25 food credit, room upgrades when available, and more.

Lifestyle
Hit up the Visa Signature Concierge 24/7 for help booking travel, making restaurant reservations, scoring tickets for events, and more.

Rotating Offers
Explore everyday savings, like 3 free months of Shipt for same-day grocery delivery to discounted access to Skillshare creative classes.
The Total Package
Get More with Step Black | ![]() Step Black$99 per year | |
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Age Requirement | 13+ | |
Credit Requirement | None | |
Exclusive Perks Elevate your everyday with annual dining, shopping, wellness, and entertainment credits. Learn more | Over $500 in annual perks¹ | |
Visa Signature Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more. | ||
Rewards Earn cashback on everyday purchases and turn spending into saving. Learn more | Up to 8% cashback | |
Savings Set goals, automatically save with Round Ups, and earn 5.00% on your FDIC-insured savings balance.⁴ Learn more | 5.00% on balances up to $1 million | |
Metal Black Card Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety. Learn more | ||
Credit Building Card Build a positive credit history (even before you turn 18) with a secured Visa Card.³ Learn more | ||
Early Paydays Set up direct deposit with Step and get paid up to 2 days early.⁵ Learn more | ||
Safety and Security You’re covered with FDIC-insurance, Visa’s Zero Liability Policy, merchant blocking, and lost card protection. Learn more | FDIC Insured up to $1 million¹⁰ | |
Investing Buy fractional shares of thousands of stocks, ETFs, and bitcoin⁶ with as little as $1. No stock commission fees. Learn more | ||
Borrowing Need extra cash? Get up to $250 and peace of mind in minutes. Interest and eligibility requirements apply.⁸ | ||
Priority Support Go to the front of the customer support line and talk to a live agent if you need help. |
Get More with Step Black
