Rack Up Rewards,
Forget the old-school money rules. You can live your best life now and still secure the financial future you want with Step Black. Cash in on over $500 in annual perks1 and earn up to 8% cashback2 on every purchase, all while building your credit history.3
Enjoy exclusive experiences
Step x Visa Signature
Enjoy access to member-only benefits and special experiences with the ease and security of your Visa Signature® card.
Get exclusive Visa Signature access to Sofar Sounds concert presales and a free ticket per purchase per show.
Live the VIP-guest life at Visa Signature Luxury Hotel properties. Get a $25 food credit, room upgrades when available, and more.
Hit up the Visa Signature Concierge 24/7 for help booking travel, making restaurant reservations, scoring tickets for events, and more.
Explore everyday savings, like 3 free months of Shipt for same-day grocery delivery to discounted access to Skillshare creative classes.
The Total Package
Get More with Step Black
$99 per year
Elevate your everyday with annual dining, shopping, wellness, and entertainment credits.Learn more
Over $500 in annual perks¹
Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more.
Earn cashback on everyday purchases and turn spending into saving.Learn more
Up to 8% cashback
Set goals, automatically save with Round Ups, and earn 5.00% on your FDIC-insured savings balance.⁴Learn more
5.00% on balances up to $1 million
Metal Black Card
Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety.Learn more
Credit Building Card
Build a positive credit history (even before you turn 18) with a secured Visa Card.³Learn more
Set up direct deposit with Step and get paid up to 2 days early.⁵Learn more
Safety and Security
You’re covered with FDIC-insurance, Visa’s Zero Liability Policy, merchant blocking, and lost card protection.Learn more
FDIC Insured up to $1 million¹⁰
Buy fractional shares of thousands of stocks, ETFs, and bitcoin⁶ with as little as $1. No stock commission fees.Learn more
Need extra cash? Get up to $250 and peace of mind in minutes. Interest and eligibility requirements apply.⁸
Go to the front of the customer support line and talk to a live agent if you need help.