Referred users must sign up for Step using the eligible referring user’s unique referral code before 11:59 p.m. PT on 9/30/24 and set up a qualifying direct deposit within 30 days of sign up. Referring user will receive $50 for each eligible referral and referred user will receive $50. Rewards tracked as points. See Points Terms. Deposits from Wise are not eligible for this offer. Not all users are eligible. Non-transferable. Offer subject to change. See Referral Terms.