Join Charli on Step!

Step offers a free bank account and Visa Card designed for the next generation.

  • no feesNo hidden or monthly fees
  • $5Earn $5 when you sign up with Charli
  • build creditBuild positive credit history before you turn 18
  • Send and Receive MoneyInstantly send and receive money
  • Get your own Visa CardTake it anywhere with Apple Pay or Google Pay
Charli D'Amelio referral page

No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

The Step Visa Card

Step offers a new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250k.

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Crypto and stock investing is coming

Step is the first financial app that will allow both teens under 18 and adults to buy, sell, hold, send and receive crypto as well as earn crypto rewards. Join the waitlist to get early access.

Crypto and Stock Investing waitlist image

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

Step app - send money: two phones

Build Positive Credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

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Get your Step Visa Card

  1. Download

    Download the Step App and create your free account.

  2. Unlock your card

    If you’re under 18, ask an adult to download the app and create their own account.

  3. Get rewards

    Once your account is unlocked you can receive your $5 bonus