No monthly fees
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.
The Step Visa Card
Step offers a new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250k.
Crypto and stock investing is coming
Step is the first financial app that will allow both teens under 18 and adults to buy, sell, hold, send and receive crypto as well as earn crypto rewards. Join the waitlist to get early access.
Instantly send and receive money
Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.
Build Positive Credit
The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.
Get your Step Visa Card
Download
Download the Step App and create your free account.
Unlock your card
If you’re under 18, ask an adult to download the app and create their own account.
Get rewards
Once your account is unlocked you can receive your $5 bonus
