Join Charli on Step

Step offers a free bank account and Visa Card designed for the next generation.

No hidden or monthly fees
Earn $5 when you sign up with Charli
Build positive credit history before you turn 18
Instantly send and receive money
Take it anywhere with Apple Pay or Google Pay

No monthly fees

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

The Step Visa Card

Step offers a new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250k.

Crypto and stock investing is coming

Step is the first financial app that will allow both teens under 18 and adults to buy, sell, hold, send and receive crypto as well as earn crypto rewards. Join the waitlist to get early access.

Learn More

Crypto and Stock Investing waitlist image

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

Build Positive Credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

Learn More

Get your Step Visa Card

Download
Download the Step App and create your free account.
Unlock your card
If you’re under 18, ask an adult to download the app and create their own account.
Get rewards
Once your account is unlocked you can receive your $5 bonus

Join Charli on Step

No monthly fees

The Step Visa Card

Crypto and stock investing is coming

Instantly send and receive money

Build Positive Credit

Download

Unlock your card

Get rewards

Extra Credit