Join Charli on Step!

Step offers a free bank account and Visa Card designed for the next generation.

  • no feesNo hidden or monthly fees
  • $5Earn $10 when you sign up with Charli
  • Send and Receive MoneyInstantly send and receive money
  • build creditBuild positive credit history before you turn 18
  • Get your own Visa CardTake it anywhere with Apple Pay or Google Pay
Charli D’Amelio / Step Giveaway

#StepHoliday With Charli D’Amelio!

Want to win a duet with Charli D’Amelio, $1,000 in your Step Account and a handpicked gift from Charli herself? You must be 13 years or older, have a Step Account, and be a legal resident of the United States to be eligible. US laws govern this contest.

View the full terms and conditions here.

Charli D'Amelio with Step Card

How to Enter the #StepHoliday Contest

  1. Download

    Download the Step App and create your account.

  2. Record

    Record a TikTok video showcasing your passions and talents.

  3. Post

    Post your TikTok and tag @Step and include your Step $username & #StepHoliday #Contest to be entered to win!

The Step Card

A new type of personalized Visa card that has no fees or interest. Step keeps your spending safe and secure while building positive credit. Your account is FDIC insured up to $250,000.

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The Step Card

No monthly fees. Ever.

Step is built so we don’t have to charge you fees. There are no monthly, overdraft, in-network ATM or late fees and no minimum balance required.

No Fees. None. Ever.

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

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Earn with Step

Earn unlimited rewards through our referral program. Share your unique link or code with friends and earn $10 for each person that joins. Join the Step Squad to earn $15 per referral!

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Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

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Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

Tap & Pay logos

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Build positive credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

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Get your Step Card

  1. Download

    Download the Step App and create your account.

  2. Unlock your card

    If you’re under 18, ask an adult to download the app and create their own account.

  3. Get rewards

    Link a debit card or external bank account. Then, add at least $5 to get your $10 bonus.