GET UNLIMITED REWARDS & UP TO 8% CASHBACK

Save on every purchase, from your streaming subscriptions to your everyday essentials.˖˖

REWARDS YOU CARE ABOUT
3%

On dining and food delivery

2%

On subscriptions and entertainment

1%

On every other purchase

DO MORE
FOR LESS
ENJOY
OVER $500
IN ANNUAL
PERKS ͑

Win prizes on payday

Your paycheck could win you up to $5,000 cash, shopping sprees, iPads, and more every month in our Direct Deposit Sweepstakes.

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Insured up to $1,000,000

Banking services are provided by Evolve Bank & Trust and FDIC-Insured up to $1,000,000***

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The Metal Black Card

Get Visa Signature® status when you upgrade to the 17g metal Step Black Card.

GET STEP BLACK FOR FREE

With a qualifying direct deposit

Get more with Step Black
step-black-card

Step Black

Free with Direct Deposit or $4.99/month
Credit Building Card

Build a positive credit history (even before you turn 18) with a secured Visa Card. ̍

Learn more
Yes
Savings

Set goals, automatically save with Round Ups, and earn 4.00% on your FDIC-insured savings balance.

Learn more
4.00% on balances up to $1 million ̾
Rewards

Earn cashback on everyday purchases and turn spending into saving.

Learn more
Up to 8% cashback on every purchase
Perks

Elevate your everyday with annual dining, shopping, wellness, and entertainment credits.

Learn more
Over $500 in annual perks
Early Paydays

Set up direct deposit with Step and get paid up to 2 days early. ̊

Learn more
Yes
Metal Black Card

Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety.

Learn more
Optional
Visa Signature

Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more.

Learn more
Included with Premium 17g Metal Card
Safety and Security

You’re covered with FDIC-insurance, Visa’s Zero Liability Policy,** merchant blocking, and lost card protection.

Learn more
FDIC Insured up to $1,000,000***
Investing

Buy fractional shares of thousands of stocks, and ETFs with as little as $1. No stock commission fees. ˆ

Learn more
Included
Age Requirement
13+

Get more with Step Black

step-black-card

Step Black

Free with Direct Deposit or $4.99/month

Credit Building Card, Yes

Build a positive credit history (even before you turn 18) with a secured Visa Card. ̍

Learn more

Perks, Over $500 in annual perks

Elevate your everyday with annual dining, shopping, wellness, and entertainment credits.

Learn more

Rewards, Up to 8% cashback on every purchase

Earn cashback on everyday purchases and turn spending into saving.

Learn more

Savings, 4.00% on balances up to $1 million ̾

Set goals, automatically save with Round Ups, and earn 4.00% on your FDIC-insured savings balance.

Learn more

Metal Black Card, Optional

Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety.

Learn more

Visa Signature, Included with Premium 17g Metal Card

Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more.

Learn more

Early Paydays, Yes

Set up direct deposit with Step and get paid up to 2 days early. ̊

Learn more

Investing, Included

Buy fractional shares of thousands of stocks, and ETFs with as little as $1. No stock commission fees. ˆ

Learn more

Safety and Security, FDIC Insured up to $1,000,000***

You’re covered with FDIC-insurance, Visa’s Zero Liability Policy,** merchant blocking, and lost card protection.

Learn more

Age Requirement, 13+

WE KNOW WHAT YOU'RE WONDERING