Referred users must sign up for Step using the eligible referring user’s unique referral code before 11:59 p.m. PT on 1/31/25 and set up a qualifying direct deposit of at least $150 within 30 days of sign up. Referring user will receive $25 for each eligible referral and referred user will receive $25. Rewards tracked as points. See Points Terms. Not all users are eligible. Non-transferable. Deposits from Wise are not eligible for this offer. Offer subject to change. See Referral Terms.