The same protection as major cards and banks
FDIC-insured up to $250,000
All deposits made with Step are insured up to $250,0001 by our bank partner, Evolve Bank & Trust, member FDIC. That means your money is federally backed and safe.
The VISA guarantee
Your Step Visa Card is protected by VISA’s Zero Liability policy2. Don’t recognize a charge? Report in right from your app.
Freeze your card instantly
Life happens. If your card gets lost or stolen, you can freeze it from your Step App and order a new one.
Only You can access your money
In order to use your app, you need to have a device PIN (passcode), FaceID, or fingerprint authentication set up on your phone. You’ll be prompted to use it when you’re adding or sending money.