Step Black Subscription Terms

Monthly Subscription Fee By enrolling in a monthly subscription for Premium Rewards by paying a monthly subscription fee (“Step Black”), you are authorizing us to charge your Step Account in the amount of the monthly fee on the same day each month as the initial date of subscription, as disclosed in the App. The monthly subscription will automatically renew every month on or about the same day of your first subscription (“Renewal Date”). The subscription fee is non-refundable and the monthly subscription fee will be deducted from your Step Account each Renewal Date unless you give us notice to cancel prior to the Renewal Date.

Direct Deposit Credit We may offer a credit on the Step Black subscription for users who receive (a) a minimum direct deposit, as advertised in our website or the Step App, of a paycheck, retirement benefits, other income from certain third parties, such as an employer or payroll provider, or (b) any other incoming minimum deposit from qualifying sources as may be advertised in our website or the Step App.

Promotional Offers We may offer promotional offers such as free trials from time to time as advertised on our website or in the Step App. Such promotional offers are subject to change in our sole discretion.

Eligibility Step Black monthly subscriptions are available for purchase to Step users who are thirteen (13) years or older.

Metal Card Step Black users are eligible to purchase a black metal card in the App. Users are responsible for the cost and all taxes on the purchase of the card.

Step Black Rewards Step Black users are eligible to earn Premium Rewards. In addition to earning these rewards certain additional benefits may be provided to Step Black users, including elevated rewards (e.g., higher multiplier on points) and certain partner perks as featured in the App or our website. Separate terms and conditions for partner perks may apply. More information on partner perks can be found here.

Cancellation and Renewal Subsequent to enrolling in Step Black, you will qualify for the Step Black Rewards starting from the day you subscribe and continuing for a period of thirty (30) days and subsequently for additional thirty (30) day periods unless you cancel your membership prior to the Renewal Date. You can cancel your renewal anytime by providing notice to support@step.com or by reaching customer support within the App. Upon cancellation, your benefits will continue through the remainder of the then-current subscription period. Cancellation of your Step Black subscription will not impact your credit score.