Spend with confidence

You can spend securely and confidently in-store or online with your Step Visa Card. Add money to your account and start spending anywhere Visa is accepted. And best of all, it has no fees.

Get your Step Visa Card

  1. Download

    Download the Step App and create your account. You'll get $1 when you sign up.

  2. Unlock your card

    If you’re under 18, ask an adult to download the app and create their own account.

  3. Get rewards

    Link a debit card or external bank account.

Earn with Step

Earn rewards through our referral program. Share your unique link or code with friends and earn $1 for each person that joins.

earn with step

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

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Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

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Get paid up to 2 days early.

Get. That. Paycheck. 👏 Set up direct deposit with Step and get your money faster.

Early Direct Deposit

Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

Tap & Pay logos

step card tap & pay

Build positive credit

The Step Visa Card lets you securely spend with the benefit of building positive credit towards your financial future.

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