How the Step Card works

The Step Card has no fees and lets you securely spend your money anywhere Visa is accepted in store or online. Add money to your card from your bank account or other apps to start spending today.

Step Card Front and Back

Get your Step Card

  1. Download

    Download the Step App and create your account.

  2. Signup

    Pick your favorite color and customize your Step Card.

  3. Ask An Adult

    Have them download the app and create their own account to unlock your Step Card.

Earn with Step

Earn unlimited rewards through our referral program. Share your unique link with friends and family and earn a $3 for each person that signs up. Join the Step Squad to earn double the rewards!

earn with step

Instantly send and receive money

Need to pay back a friend or split lunch? Send and receive money from your friends or family members directly in the Step App.

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Adding money to your account is easy

Link your Step Account with other apps, debit cards and bank accounts to make sure you always have enough funds. You can set up a direct deposit for your paycheck and have your parents send you money instantly or set up an allowance.

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Say goodbye to cash

Shop anywhere Visa is accepted, even online. Use your Step Card with Apple Pay or Google Pay to quickly and securely pay without touching the screen or keypad.

Tap & Pay logos

step card tap & pay

Build positive credit

The Step Card operates just like your typical debit card but with the benefit of building positive credit towards your financial future.

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