BUILD CREDIT FOR FREE
By simply using your Step Visa Card ̍
STEP USERS IN THEIR
20S IMPROVE THEIR
SCORE BY AN AVERAGE
OF 57 POINTS
20S IMPROVE THEIR
SCORE BY AN AVERAGE
OF 57 POINTS
BUILDING
CREDIT
WITH STEP
IS EASY
CREDIT
WITH STEP
IS EASY
TransUnion research ͆
1
Use Your
Card
2
Build Credit
History
Step users have an average initial credit score of 721 ֠
BETTER CREDIT MATTERS
And saves Step users money where it matters most
Very Poor 300-600 | ||
---|---|---|
Car Insurance Learn More | $147/mo | $250/mo |
Student Loan Rates Learn More | 6.24% | 10.46% |
Security Deposit Learn More | 6.24% | 10.46% |
85 POINTS SO FAR
My credit score is constantly increasing, 85 points so far. I love the borrow option.
Brandon Thompson
MY CREDIT SCORE IS 734
You guys are amazing! My credit score is 734 and I just turned 18 a couple weeks ago! This will be amazing for my student loans. Thanks you!
Michael P.
AMAZED THAT IT WAS SO HIGH
I knew I was building credit but was amazed that it was so high. I have been a Step customer for almost a year and am so grateful to have had the opportunity to build a positive credit history even before turning 18.
Sham K.
Participants may be compensated for their participation. Numbers are for illustrative purposes only.
WE KNOW WHAT YOU'RE WONDERING...
How do you set up Step direct deposit?
How do you set up Step direct deposit?
How often is credit reporting updated?
How often is credit reporting updated?
Can I really get Step Black for free with direct deposit?
Can I really get Step Black for free with direct deposit?
What do you report and to who?
What do you report and to who?
What is direct deposit and how does it work?
What is direct deposit and how does it work?
See all FAQs