Blogs on Debt & Credit | Step

EarlyPay
Build Credit
Save
Direct Deposit
Rewards
Invest

Money 101 Families Security About FAQ

Money 101
Debit & Credit

Common Credit Mistakes Young Adults Can Avoid in 2025 💳

Does a Hard Credit Check Affect Your Credit Score? What You Need to Know (2025 Guide)

step-black-how-to-maximize-your-30-day-free-trial-build-credit-and-earn — Step Black: How to Maximize Your 30-Day Free Trial (Build Credit and Earn Rewards)

how-to-repair-your-credit-score-fast-free-and-for-real.png — How to Repair Your Credit Score: Fast, Free, and for Real

do-personal-loans-build-credit — Do Personal Loans Build Credit? Here’s What Actually Helps (And What Hurts)

does-increasing-your-credit-limit-affect-credit-score — Does Increasing Your Credit Limit Affect Your Credit Score?

Does Paying Bills Help Build Your Credit?

Is Experian Safe to Use? What Gen Z Should Know

Does-PayPal-Affect-Your-Credit-Score?.png — Does Using PayPal Affect Your Credit Score?

How-to-Get-Small-Cash-Advance-Loans-Without-High-Fees — How to Get Small Cash Advance Loans Without High Fees

does cash advance affect credit score — Does a Cash Advance Affect Your Credit Score? What You Need to Know

can you get a home loan with bad credit — Can You Get a Home Loan with Bad Credit?

Do Paying Student Loans Build Credit — Do Paying Student Loans Build Credit? Here's What You Should Know

Does Financing a Car Help Build Your Credit? — Does Financing a Car Build Credit? Here’s What You Should Know

ghanee.step_snowball_rolling_down_a_snowy_hill_motion_conveyed__38667034-d6ea-4be1-8a12-ef30f78b4819.png — Snowball vs. Avalanche: The Best Ways to Pay Off Debt in Your 20s

ghanee.step_realistic_photo_of_a_young_adult_in_casual_clothing_4218e9b9-dcf3-432c-95ff-b24d03b8bf65.png — How Does a Secured Credit Card Work? A Complete Guide 💳✨

DIFFERENT CREDIT CARDS.png — Different Types of Credit Cards: Choosing the Best One for Your Needs

common credit mistakes — Common Credit Mistakes Young Adults Make and How to Avoid Them

ghanee.step_A_clean_minimalistic_illustration_of_a_young_colleg_e152dc5d-2f49-415f-bd28-91d9d0c4a160.png — How to Build Credit as a College Student

ghanee.step_A_vibrant_and_modern_illustration_showcasing_five_s_378bd2b0-f87a-40d0-81fa-49fdce787d12.png — Understanding Loan Types: A Beginner's Guide

ghanee.step_buying_a_car_color_background_minimalistic_hyperrea_e71ba8bc-2a3b-4339-9b8a-5cb21fd42014.png — How to Get Your First Auto Loan Without a High Credit Score

For all those #WheresMyWallet moments: Introducing the new Virtual Step Card

How do credit scores work? A guide for teens — How do credit scores work?

Woman paying with apple pay — Why is building credit important?

two girls looking at phone — Banking 101: Understanding How Banks Work

Basics

Budgeting

DebitCredit

MakingSaving

Stocks

Banking That Builds Credit

(US) +1

Company

About
Careers
Press
Money 101 Blog
Step Merch Store

Legal

Policies
Privacy Policy
COPPA
Cookie Declaration

Support

FAQ
Contact Us
Partner With Us
Status

Step is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC. The Step Visa Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

©️ 2020 - 2025 Step Mobile, Inc. All rights reserved.